Expectativas y estrategias adaptativas de los establecimientos de crédito en tiempos de crisis económica

The COVID-19 pandemic has generated a health crisis that has had multiple consequences on the worldwide economy. Therefore, many countries, together with their respective central banks, have adopted monetary policy strategies to mitigate the economic consequences that have materialized due to decisi...

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Autores:
Giraldo Acosta, Nicolás
Tipo de recurso:
Trabajo de grado de pregrado
Fecha de publicación:
2020
Institución:
Universidad de los Andes
Repositorio:
Séneca: repositorio Uniandes
Idioma:
spa
OAI Identifier:
oai:repositorio.uniandes.edu.co:1992/51403
Acceso en línea:
http://hdl.handle.net/1992/51403
Palabra clave:
Crisis económica
Préstamos bancarios
Sistema financiero
COVID-19 (Enfermedad)
Economía
Rights
openAccess
License
http://creativecommons.org/licenses/by-nc-nd/4.0/
Description
Summary:The COVID-19 pandemic has generated a health crisis that has had multiple consequences on the worldwide economy. Therefore, many countries, together with their respective central banks, have adopted monetary policy strategies to mitigate the economic consequences that have materialized due to decisions associated with mobility restrictions, biosecurity, public health, consumption decisions, among others. The Colombian government, together with the Banco de la República, have not been passive agents in the search for solutions to mitigate the different negative externalities suffered in the local economy. For such purposes, different strategies have been developed, such as: (i) credits backed by the National Guarantee Fund; (ii) accompany debtors' programs and (iii) economic support to micro, small and medium-sized enterprises. Because of the uncertainty caused by the duration, impact and control of the COVID-19, the different credit institutions have sought to maintain adequate solvency levels to face future consumption, investment and expenditure decisions...