Deposit Insurance and Depositor Behavior: Evidence from Colombia

Actualizado junio de 2021

Autores:: De Roux, Nicolás
Limodio, Nicola

Tipo de recurso:: Work document

Fecha de publicación:: 2021

Institución:: Universidad de los Andes

Repositorio:: Séneca: repositorio Uniandes

Idioma:: eng

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spelling	Al consultar y hacer uso de este recurso, está aceptando las condiciones de uso establecidas por los autores.http://creativecommons.org/licenses/by-nc-nd/4.0/info:eu-repo/semantics/openAccesshttp://purl.org/coar/access_right/c_abf2De Roux, Nicolás168570bb-b565-4866-8f9e-a82b6de61c3a400Limodio, Nicolaaeb51b35-9077-415c-9f55-3714e252a5c35002021-02-18T14:44:06Z2021-02-18T14:44:06Z2021http://hdl.handle.net/1992/493271657-719110.57784/1992/49327instname:Universidad de los Andesreponame:Repositorio Institucional Sénecarepourl:https://repositorio.uniandes.edu.co/Actualizado junio de 2021We exploit a large and unexpected increase in the Colombian insurance threshold to investigate how depositors respond to higher deposit insurance. Monthly depositor-level records from a major bank show that the level and growth rate of deposits rise with higher coverage. Individuals who were fully and nearly-fully insured before the policy drive this increment. A survey of bank customers indicates that higher deposits were replenished by lowering cash and other assets. We estimate an elasticity of deposit growth to deposit insurance of 0.4%, and find a similar figure in the United States by leveraging the 2008 increase in deposit insurance.38 páginasengUniversidad de los Andes, Facultad de Economía, CEDEDocumentos CEDE No.05 Febrero de 2021https://ideas.repec.org/p/col/000089/018800.htmlDeposit Insurance and Depositor Behavior: Evidence from ColombiaDocumento de trabajoinfo:eu-repo/semantics/workingPaperhttp://purl.org/coar/resource_type/c_8042http://purl.org/coar/version/c_970fb48d4fbd8a85Texthttps://purl.org/redcol/resource_type/WPBankingFinancial RegulationHousehold SavingG21, G28, G51Facultad de EconomíaPublicationORIGINALdcede2021-05.pdfdcede2021-05.pdfapplication/pdf9108745https://repositorio.uniandes.edu.co/bitstreams/84676284-8036-49e9-9cc9-572b0381ad9b/download7da48c12ea3b035daaba4f8a64d764d8MD53THUMBNAILdcede2021-05.pdf.jpgdcede2021-05.pdf.jpgIM Thumbnailimage/jpeg16762https://repositorio.uniandes.edu.co/bitstreams/53ae6260-2509-432b-a0ed-c3e21c0edd96/download339c954f28525a45d1f142acbf08e476MD56TEXTdcede2021-05.pdf.txtdcede2021-05.pdf.txtExtracted texttext/plain99583https://repositorio.uniandes.edu.co/bitstreams/ee1a5169-60cc-45b8-aece-b1be9c79d7fa/downloada0182d83a8f4c594d58a5780983bdeccMD551992/49327oai:repositorio.uniandes.edu.co:1992/493272024-06-04 15:25:33.829http://creativecommons.org/licenses/by-nc-nd/4.0/open.accesshttps://repositorio.uniandes.edu.coRepositorio institucional Sénecaadminrepositorio@uniandes.edu.co
dc.title.none.fl_str_mv	Deposit Insurance and Depositor Behavior: Evidence from Colombia
title	Deposit Insurance and Depositor Behavior: Evidence from Colombia
spellingShingle	Deposit Insurance and Depositor Behavior: Evidence from Colombia Banking Financial Regulation Household Saving G21, G28, G51
title_short	Deposit Insurance and Depositor Behavior: Evidence from Colombia
title_full	Deposit Insurance and Depositor Behavior: Evidence from Colombia
title_fullStr	Deposit Insurance and Depositor Behavior: Evidence from Colombia
title_full_unstemmed	Deposit Insurance and Depositor Behavior: Evidence from Colombia
title_sort	Deposit Insurance and Depositor Behavior: Evidence from Colombia
dc.creator.fl_str_mv	De Roux, Nicolás Limodio, Nicola
dc.contributor.author.none.fl_str_mv	De Roux, Nicolás Limodio, Nicola
dc.subject.keyword.none.fl_str_mv	Banking Financial Regulation Household Saving
topic	Banking Financial Regulation Household Saving G21, G28, G51
dc.subject.jel.none.fl_str_mv	G21, G28, G51
description	Actualizado junio de 2021
publishDate	2021
dc.date.accessioned.none.fl_str_mv	2021-02-18T14:44:06Z
dc.date.available.none.fl_str_mv	2021-02-18T14:44:06Z
dc.date.issued.none.fl_str_mv	2021
dc.type.spa.fl_str_mv	Documento de trabajo
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dc.identifier.uri.none.fl_str_mv	http://hdl.handle.net/1992/49327
dc.identifier.eissn.none.fl_str_mv	1657-7191
dc.identifier.doi.none.fl_str_mv	10.57784/1992/49327
dc.identifier.instname.spa.fl_str_mv	instname:Universidad de los Andes
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url	http://hdl.handle.net/1992/49327
identifier_str_mv	1657-7191 10.57784/1992/49327 instname:Universidad de los Andes reponame:Repositorio Institucional Séneca repourl:https://repositorio.uniandes.edu.co/
dc.language.iso.none.fl_str_mv	eng
language	eng
dc.relation.ispartofseries.none.fl_str_mv	Documentos CEDE No.05 Febrero de 2021
dc.relation.repec.spa.fl_str_mv	https://ideas.repec.org/p/col/000089/018800.html
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eu_rights_str_mv	openAccess
dc.format.extent.none.fl_str_mv	38 páginas
dc.publisher.none.fl_str_mv	Universidad de los Andes, Facultad de Economía, CEDE
publisher.none.fl_str_mv	Universidad de los Andes, Facultad de Economía, CEDE
institution	Universidad de los Andes
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Deposit Insurance and Depositor Behavior: Evidence from Colombia

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