Productive banks lend to productive firms
Códigos JEL.: D24, E44, G21
- Autores:
-
Pérez Reyna, David
Rozada Najar, Angie
Suaza Duarte, Fausto Andrés
- Tipo de recurso:
- Work document
- Fecha de publicación:
- 2025
- Institución:
- Universidad de los Andes
- Repositorio:
- Séneca: repositorio Uniandes
- Idioma:
- eng
- OAI Identifier:
- oai:repositorio.uniandes.edu.co:1992/75474
- Acceso en línea:
- https://hdl.handle.net/1992/75474
- Palabra clave:
- Firm productivity
Bank productivity
Lending relationships
Productivity measurement
Economía
- Rights
- openAccess
- License
- https://repositorio.uniandes.edu.co/static/pdf/aceptacion_uso_es.pdf
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Productive banks lend to productive firms |
| title |
Productive banks lend to productive firms |
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Productive banks lend to productive firms Firm productivity Bank productivity Lending relationships Productivity measurement Economía |
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Productive banks lend to productive firms |
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Productive banks lend to productive firms |
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Productive banks lend to productive firms |
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Productive banks lend to productive firms |
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Productive banks lend to productive firms |
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Pérez Reyna, David Rozada Najar, Angie Suaza Duarte, Fausto Andrés |
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Pérez Reyna, David Rozada Najar, Angie Suaza Duarte, Fausto Andrés |
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Firm productivity Bank productivity Lending relationships Productivity measurement |
| topic |
Firm productivity Bank productivity Lending relationships Productivity measurement Economía |
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Economía |
| description |
Códigos JEL.: D24, E44, G21 |
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2025 |
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2025-01-20T13:17:57Z |
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26 páginas |
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Universidad de los Andes |
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Facultad de Economía |
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Pérez Reyna, DavidRozada Najar, AngieSuaza Duarte, Fausto Andrés2025-01-20T13:17:57Z2025-01-20T13:17:57Z2025-011657-7191https://hdl.handle.net/1992/75474Códigos JEL.: D24, E44, G21Using a unique dataset combining Colombian firm, bank, and credit registry data from 2006 to 2021, we investigate the relationship between bank productivity and the productivity of firms they lend to. We find a positive correlation that strengthened after 2017. We posit a theoretical model to rationalize this finding: more productive banks optimally choose to lend to more productive firms because they can better afford the fixed costs of accessing higher-quality firm profiles.Utilizando una base de datos única que combina información de empresas colombianas, bancos y el registro crediticio desde 2006 hasta 2021, analizamos la relación entre la productividad bancaria y la productividad de las empresas a las que prestan. Encontramos una correlación positiva que se fortaleció después de 2017. Proponemos un modelo teórico para racionalizar este hallazgo: los bancos más productivos eligen óptimamente prestar a empresas más productivas porque pueden asumir mejor los costos fijos de acceder a perfiles empresariales de mayor calidad.26 páginasapplication/pdfengUniversidad de los AndesFacultad de EconomíaDocumentos CEDE; 2025-03https://ideas.repec.org/p/col/000089/021298.htmlhttps://repositorio.uniandes.edu.co/static/pdf/aceptacion_uso_es.pdfinfo:eu-repo/semantics/openAccesshttp://purl.org/coar/access_right/c_abf2Productive banks lend to productive firmsDocumento de trabajoinfo:eu-repo/semantics/workingPaperinfo:eu-repo/semantics/publishedVersionhttp://purl.org/coar/resource_type/c_8042http://purl.org/coar/version/c_970fb48d4fbd8a85Texthttp://purl.org/redcol/resource_type/WPFirm productivityBank productivityLending relationshipsProductivity measurementEconomíaPublicationLICENSElicense.txtlicense.txttext/plain; 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