Tendencias actuales de investigación en las FinTech

ilustraciones, diagramas, mapas

Autores:
Valencia Arango, Maria Victoria
Tipo de recurso:
Fecha de publicación:
2023
Institución:
Universidad Nacional de Colombia
Repositorio:
Universidad Nacional de Colombia
Idioma:
spa
OAI Identifier:
oai:repositorio.unal.edu.co:unal/84048
Acceso en línea:
https://repositorio.unal.edu.co/handle/unal/84048
https://repositorio.unal.edu.co/
Palabra clave:
000 - Ciencias de la computación, información y obras generales
330 - Economía::332 - Economía financiera
Análisis Cluster
Análisis financiero
Cluster analysis
Financial analysis
FinTech
Blockchain
Crowdfunding
Digital banking
Cryptocurrencies
Financial inclusion
Banca digital
Criptomonedas
Inclusión financiera
Inteligencia digital
Rights
openAccess
License
Reconocimiento 4.0 Internacional
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network_name_str Universidad Nacional de Colombia
repository_id_str
dc.title.spa.fl_str_mv Tendencias actuales de investigación en las FinTech
dc.title.translated.eng.fl_str_mv Current research trends in FinTech
title Tendencias actuales de investigación en las FinTech
spellingShingle Tendencias actuales de investigación en las FinTech
000 - Ciencias de la computación, información y obras generales
330 - Economía::332 - Economía financiera
Análisis Cluster
Análisis financiero
Cluster analysis
Financial analysis
FinTech
Blockchain
Crowdfunding
Digital banking
Cryptocurrencies
Financial inclusion
Banca digital
Criptomonedas
Inclusión financiera
Inteligencia digital
title_short Tendencias actuales de investigación en las FinTech
title_full Tendencias actuales de investigación en las FinTech
title_fullStr Tendencias actuales de investigación en las FinTech
title_full_unstemmed Tendencias actuales de investigación en las FinTech
title_sort Tendencias actuales de investigación en las FinTech
dc.creator.fl_str_mv Valencia Arango, Maria Victoria
dc.contributor.advisor.none.fl_str_mv Velásquez Henao, Juan David
dc.contributor.author.none.fl_str_mv Valencia Arango, Maria Victoria
dc.contributor.researchgroup.spa.fl_str_mv Big Data y Data Analytics
dc.subject.ddc.spa.fl_str_mv 000 - Ciencias de la computación, información y obras generales
330 - Economía::332 - Economía financiera
topic 000 - Ciencias de la computación, información y obras generales
330 - Economía::332 - Economía financiera
Análisis Cluster
Análisis financiero
Cluster analysis
Financial analysis
FinTech
Blockchain
Crowdfunding
Digital banking
Cryptocurrencies
Financial inclusion
Banca digital
Criptomonedas
Inclusión financiera
Inteligencia digital
dc.subject.lemb.spa.fl_str_mv Análisis Cluster
Análisis financiero
dc.subject.lemb.eng.fl_str_mv Cluster analysis
Financial analysis
dc.subject.proposal.eng.fl_str_mv FinTech
Blockchain
Crowdfunding
Digital banking
Cryptocurrencies
Financial inclusion
dc.subject.proposal.spa.fl_str_mv Banca digital
Criptomonedas
Inclusión financiera
dc.subject.wikidata.spa.fl_str_mv Inteligencia digital
description ilustraciones, diagramas, mapas
publishDate 2023
dc.date.accessioned.none.fl_str_mv 2023-06-22T13:28:02Z
dc.date.available.none.fl_str_mv 2023-06-22T13:28:02Z
dc.date.issued.none.fl_str_mv 2023-06-18
dc.type.spa.fl_str_mv Trabajo de grado - Maestría
dc.type.driver.spa.fl_str_mv info:eu-repo/semantics/masterThesis
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dc.type.content.spa.fl_str_mv Text
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dc.identifier.uri.none.fl_str_mv https://repositorio.unal.edu.co/handle/unal/84048
dc.identifier.instname.spa.fl_str_mv Universidad Nacional de Colombia
dc.identifier.reponame.spa.fl_str_mv Repositorio Institucional Universidad Nacional de Colombia
dc.identifier.repourl.spa.fl_str_mv https://repositorio.unal.edu.co/
url https://repositorio.unal.edu.co/handle/unal/84048
https://repositorio.unal.edu.co/
identifier_str_mv Universidad Nacional de Colombia
Repositorio Institucional Universidad Nacional de Colombia
dc.language.iso.spa.fl_str_mv spa
language spa
dc.relation.indexed.spa.fl_str_mv RedCol
LaReferencia
dc.relation.references.spa.fl_str_mv Admati, A. R., & Hellwing, M. (2013). The Bankers’ New Clothes.
Agarwal, S., & Zhang, J. (2020). FinTech, lending and pay innovation: A review
Agrawal, A., Catalini, C., & Goldfarb, A. (2015). Crowdfunding: Geography, social networks, and the timing of investment decisions.
Ahmad, I. (2018). Digital marketing and the rise of video [infographic] SocialMediaToday. https://www.socialmediatoday.com/ news/digital-marketing and-the-rise-of-video-infographic/515408/
Ahmed, A. S., Kumar, M., & Moh’d Ali, M. A. (2020). Adoption of fintech and future perspective: An empirical evidence from bahrain on digital wallets.
Alabi, K. (2017). Digital blockchain networks appear to be following metcalfe’s law.
Arner, D. W., Barberis, J. N., & Buckley, R. P. (2015). The Evolution of Fintech: A New Post-Crisis Paradigm?
Arner, D. W., Barberis, J. N., & Buckley, R. P. (2017). Fintech, regtech, and the reconceptualization of financial regulation.
Austin, S. (2018). The data reveals these 3 fundamentals for crowdfunding success. https://www.entrepreneur.com/article/312535
Belanche, D., Casalo, L. V., & Flavian, C. (2019). Artificial intelligence in FinTech: Understanding robo-advisors adoption among customers.
Bhatia, A., Chandani, A., & Chhateja, J. (2020). Robo advisory and its potential in addressing the behavioral biases of investors a qualitative study in indian context.
Block, J., Hornuf, L., & Moritz, A. (2018). Which updates during an equity crowdfunding campaign increase crowd participation?
Breidbach, C. F., Keating, B. W., & Lim, C. (2020). Fintech: Research directions to explore the digital trasformation of financial service systems.
Cadavid, L., & Salazar-Serna, K. (2021). Mapping the Research Landscape for the Motorcycle Market Policies: Sustainability as a trend—A Systematic Literature Review. 13(10813). https://doi.org/10.3390/su13190813
Cai, C. W. (2018). Disruption of financial intermediation by fintech: A review on crowdfunding and blockchain.
Campino, J., Brochado, A., & Rosa, A. (2021). Initial coin offerings (ICOS): The importance of human capital.
Cao, L. B., Yuan, G., Leung, T., & Zhang, W. (2020). Special issue on AI and FinTech: The challenge ahead.
Chen, M., Wu, Q. X., & Yang, B. Z. (2019). How valuable is FinTech innovation?
Chen, Z. M., Li, Y. S., Wu, Y. W., & Luo, J. J. (2017). The transition from traditional banking to mobile internet finance: An organizational innovation perspective—A comparative study of Citibank and ICBC.
Chishti, S. (2016). How peer to peer lending and crowdfunding drive the fintech revolution in the UK.
Daragmeh, A., Lentner, C., & Sagi, J. (2021). Fintech payments in the era of covid-19: Factors influencing behavioral intentions of generation x in hungary to use mobile payment.
Day, M.-Y., Lin, J.-T., & Chen, Y.-C. (2018). Artificial intelligence for conversational robo-advisor.
EBA. (2017). Discussion paper on the EBA’s approach to financial technology (FinTech).
Ernst, & Young. (2017). Fintech Services Poised for Mainstream Adoption in the US With 1 in 3 Digitally Active Consumers Using Fintech.
Fenwick, M., Kaal, W. A., & Vermeulen, E. P. M. (2018). Regulation tomorrow: Strategies for regulating new technologies.
Gai, K., Qiu, M., & Sun, X. (2018). A survey on FinTech. https://doi.org/10.1016/j.jnca.2017.10.011
Gasiorkiewicz, L., Monkiewicz, J., & Monkiewicz, M. (2020). Technology-driven innovations in financial services: The rise of alternative finance.
Giudici, G., & Adhami, S. (2019). The impact of governance signals on ICO fundraising success.
Gobble, M. (2018). Digitalization, digitization, and innovation.
Goldstein, I., Jiang, W., & Karolyi, G. A. (2019). To FinTech and beyond. 32(5). https://doi.org/doi:10.1093/rfs/hhz025
Gomber, P., Kauffman, R. J., Parker, C., & Weber, B. W. (2018). On the FinTech revolution: Interpreting the forces of innovation, disruption, and transformation in financial services.
Huang, S.-C., Wu, C.-F., Chiou, C.-C., & Lin, M.-C. (2021). Intelligent fintech data mining by advanced Deep Learning approaches.
ICOBench. (2020). ICO Bench. https://icobench.com. Accessed 21 Jan 2021
Jiang, J., Liao, L., Wang, Z., & Zhang, X. (2021). Government affiliation and peer-to-peer lending platforms in china.
Jonker, N. (2019). What drives the adoption of crypto-payments by online retailers?.
Kim, M. (2017). Blockchain technology and the fintech revolution.
Kurniawan, R. (2019). Examination of the factors contributing to financial technology adoption in indonesia using technology acceptance model: Case study of peer to peer lending service platform.
Lanfranchi, D., & Grassi, L. (2021). Examining insurance companies use of technology for innovation.
Langley, P., & Leyshon, A. (2017). The monetary and financial ecologies of crowdfunding.
Lee, I., & Shin, Y. (2018). Fintech: Ecosystem, business models, investment decisions, and challenges.
Loubere, N. (2017). China’s internet finance boom and tyrannies of inclusion.
Mention, A.-L. (2019). The Future of Fintech. Research-Technology Management, 62(4), 59-63. https://doi.org/10.1080/08956308.2019.1613123
Miau, S., & Yang, J. M. (2018). Bibliometrics-based evaluation of the Blockchain research trend: 2008-March 2017.
Milana, C., & Ashta, A. (2021). Artificial intelligence techniques in finance and financial markets: A survey of the literatura.
Mollick, E. (2014). The dynamics of crowdfunding: An exploratory study.
Mollick, E., & Robb, A. (2016). Democratizing innovation and capital access: The role of crowdfunding.
Nicoletti, B. (2017). Future of FinTech.
Omarini, A. (2018). Fintech and the Future of the Payment Landscape: The Mobile Wallet Ecosystem—A Challenge for Retail Banks?
Ozili, P. K. (2018). Impact of digital finance on financial inclusion and stability.
Pawel, K., Michael, H., & Mika, R. (2021). Impression management techniques in crowdfunding: An analysis of Kickstarter videos using artificial intelligence.
Philippon, T. (2016). The Fintech opportunity.
Pinochet, L. H. C., Diogo, G. T., Lopes, E. L., & Bueno, R. L. P. (2019). Propensity of contracting loans services from FinTech’s in Brazil.
Polasik, M., Huterska, A., Iftikhar, R., & Mikula, S. (2020). The impact of payment services directive 2 on the paytech sector development in europe.
Research and Markets. (2017). Global peer to peer lending market by end-user (consumer credit loans, Small Business Loans, Student Loans, and Real Estate Loans) and Business Model Type (Alternate Marketplace Lending and Traditional Lending).
Rosseau, D. M. (2012). The Oxford hadbook of evidence-based management.
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Schmidt, J., Drews, P., & Schirmer, I. (2018). Charting the emerging financial services ecosystem of fintechs and banks: Six types of data- driven business models in the fintech sector.
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Singh, S., Sahni, M. M., & Kovid, R. K. (2020). What drives FinTech adoption? A multi method evaluation using an adapted tech- nology acceptance model. https://doi.org/10.1108/MD-09-2019-1318
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Thürridl, C., & Kamleitner, B. (2016). What goes around comes around? Rewards as strategic assets in crowdfunding.
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spelling Reconocimiento 4.0 Internacionalhttp://creativecommons.org/licenses/by/4.0/info:eu-repo/semantics/openAccesshttp://purl.org/coar/access_right/c_abf2Velásquez Henao, Juan David7b16d4a5377f0f1b1f90d3c8c6fd9f8bValencia Arango, Maria Victoriaf8633671830d11aa6e4a73629042e26aBig Data y Data Analytics2023-06-22T13:28:02Z2023-06-22T13:28:02Z2023-06-18https://repositorio.unal.edu.co/handle/unal/84048Universidad Nacional de ColombiaRepositorio Institucional Universidad Nacional de Colombiahttps://repositorio.unal.edu.co/ilustraciones, diagramas, mapasEn este trabajo final se presenta un análisis de las principales temáticas de investigación en las que ha evolucionado las FinTech; para ello, se analizaron los períodos 2015 a 2018 y 2019 a 2021; como resultado, se encontraron cinco áreas temáticas para el primer período (crowdfunding, banca comercial, blockchain, modelo de negocio, inclusión financiera) y diez para el segundo período (blockchain, inclusión financiera, inteligencia artificial, regulación financiera, banca comercial, servicios financieros, IoT, innovación, pagos móviles, big data); se encontró que se abordan principalmente desarrollos como blockchain en aplicaciones de economía digital asociados a modelos de negocio que permita a sus usuarios acceder a préstamos de manera fácil y rápida por medio del crowdfunding, peer to peer lending y pagos móviles; adicionalmente, se encontraron evidencias que las innovaciones tecnológicas y su apalancamiento en la inteligencia artificial, ha permitido desarrollar servicios de asesoramiento robótico, logrando integrar estas aplicaciones y dando solución a necesidades, enfocándose en la toma de decisiones y mejoramiento de los procesos de inversión. El análisis de la relevancia en el tiempo de las palabras clave indica para el año 2021 los temas más relevantes están relacionados con blockchain (para la economía digital y criptomonedas), crowdfunding, inclusión financiera, inteligencia artificial, banca comercial, servicios financieros, IoT, pagos móviles y big data. Finalmente, se sugiere cómo aportar desde la analítica ese conocimiento proponiendo una agenda para futuras investigaciones, donde se abordan temas sobre la ciencia de datos para la toma de decisiones en tiempo real, criptomonedas, servicios de asesoramiento robótico que permitan mejorar la toma de decisiones y los comportamientos de inversión. (Texto tomado de la fuente)This final paper presents an analysis of the main research topics in which FinTech has evolved; for this purpose, the periods 2015 to 2018 and 2019 to 2021 were analyzed; as a result, five thematic areas were found for the first period (crowdfunding, commercial banking, blockchain, business model, financial inclusion) and ten for the second period (blockchain, financial inclusion, artificial intelligence, financial regulation, commercial banking, financial services, IoT, innovation, mobile payments, big data); it was found that developments such as blockchain are mainly addressed in digital economy applications associated with business models that allow their users to access loans easily and quickly through crowdfunding, peer to peer lending and mobile payments; additionally, evidence was found that technological innovations and their leverage in artificial intelligence, has allowed the development of robotic advisory services, managing to integrate these applications and providing solutions to needs, focusing on decision making and improvement of investment processes. The analysis of the relevance in time of the keywords indicates for the year 2021 the most relevant topics are related to blockchain (for the digital economy and cryptocurrencies), crowdfunding, financial inclusion, artificial intelligence, commercial banking, financial services, IoT, mobile payments and big data. Finally, it is suggested how to contribute from analytics that knowledge by proposing an agenda for future research, where topics on data science for real-time decision making, cryptocurrencies, robotic advisory services to improve decision making and investment behaviors are addressed.MaestríaMagister en Ingeniería - AnalíticaAnalítica FinancieraÁrea Curricular de Ingeniería de Sistemas e Informática61 páginasapplication/pdfspaUniversidad Nacional de ColombiaMedellín - Minas - Maestría en Ingeniería - AnalíticaFacultad de MinasMedellín, ColombiaUniversidad Nacional de Colombia - Sede Medellín000 - Ciencias de la computación, información y obras generales330 - Economía::332 - Economía financieraAnálisis ClusterAnálisis financieroCluster analysisFinancial analysisFinTechBlockchainCrowdfundingDigital bankingCryptocurrenciesFinancial inclusionBanca digitalCriptomonedasInclusión financieraInteligencia digitalTendencias actuales de investigación en las FinTechCurrent research trends in FinTechTrabajo de grado - Maestríainfo:eu-repo/semantics/masterThesisinfo:eu-repo/semantics/acceptedVersionTexthttp://purl.org/redcol/resource_type/TMRedColLaReferenciaAdmati, A. R., & Hellwing, M. (2013). The Bankers’ New Clothes.Agarwal, S., & Zhang, J. (2020). FinTech, lending and pay innovation: A reviewAgrawal, A., Catalini, C., & Goldfarb, A. (2015). Crowdfunding: Geography, social networks, and the timing of investment decisions.Ahmad, I. (2018). Digital marketing and the rise of video [infographic] SocialMediaToday. https://www.socialmediatoday.com/ news/digital-marketing and-the-rise-of-video-infographic/515408/Ahmed, A. S., Kumar, M., & Moh’d Ali, M. A. (2020). Adoption of fintech and future perspective: An empirical evidence from bahrain on digital wallets.Alabi, K. (2017). Digital blockchain networks appear to be following metcalfe’s law.Arner, D. W., Barberis, J. N., & Buckley, R. P. (2015). The Evolution of Fintech: A New Post-Crisis Paradigm?Arner, D. W., Barberis, J. N., & Buckley, R. P. (2017). Fintech, regtech, and the reconceptualization of financial regulation.Austin, S. (2018). The data reveals these 3 fundamentals for crowdfunding success. https://www.entrepreneur.com/article/312535Belanche, D., Casalo, L. V., & Flavian, C. (2019). Artificial intelligence in FinTech: Understanding robo-advisors adoption among customers.Bhatia, A., Chandani, A., & Chhateja, J. (2020). Robo advisory and its potential in addressing the behavioral biases of investors a qualitative study in indian context.Block, J., Hornuf, L., & Moritz, A. (2018). Which updates during an equity crowdfunding campaign increase crowd participation?Breidbach, C. F., Keating, B. W., & Lim, C. (2020). Fintech: Research directions to explore the digital trasformation of financial service systems.Cadavid, L., & Salazar-Serna, K. (2021). Mapping the Research Landscape for the Motorcycle Market Policies: Sustainability as a trend—A Systematic Literature Review. 13(10813). https://doi.org/10.3390/su13190813Cai, C. W. (2018). Disruption of financial intermediation by fintech: A review on crowdfunding and blockchain.Campino, J., Brochado, A., & Rosa, A. (2021). Initial coin offerings (ICOS): The importance of human capital.Cao, L. B., Yuan, G., Leung, T., & Zhang, W. (2020). Special issue on AI and FinTech: The challenge ahead.Chen, M., Wu, Q. X., & Yang, B. Z. (2019). How valuable is FinTech innovation?Chen, Z. M., Li, Y. S., Wu, Y. W., & Luo, J. J. (2017). The transition from traditional banking to mobile internet finance: An organizational innovation perspective—A comparative study of Citibank and ICBC.Chishti, S. (2016). How peer to peer lending and crowdfunding drive the fintech revolution in the UK.Daragmeh, A., Lentner, C., & Sagi, J. (2021). Fintech payments in the era of covid-19: Factors influencing behavioral intentions of generation x in hungary to use mobile payment.Day, M.-Y., Lin, J.-T., & Chen, Y.-C. (2018). Artificial intelligence for conversational robo-advisor.EBA. (2017). Discussion paper on the EBA’s approach to financial technology (FinTech).Ernst, & Young. (2017). Fintech Services Poised for Mainstream Adoption in the US With 1 in 3 Digitally Active Consumers Using Fintech.Fenwick, M., Kaal, W. A., & Vermeulen, E. P. M. (2018). Regulation tomorrow: Strategies for regulating new technologies.Gai, K., Qiu, M., & Sun, X. (2018). A survey on FinTech. https://doi.org/10.1016/j.jnca.2017.10.011Gasiorkiewicz, L., Monkiewicz, J., & Monkiewicz, M. (2020). Technology-driven innovations in financial services: The rise of alternative finance.Giudici, G., & Adhami, S. (2019). The impact of governance signals on ICO fundraising success.Gobble, M. (2018). Digitalization, digitization, and innovation.Goldstein, I., Jiang, W., & Karolyi, G. A. (2019). To FinTech and beyond. 32(5). https://doi.org/doi:10.1093/rfs/hhz025Gomber, P., Kauffman, R. J., Parker, C., & Weber, B. W. (2018). On the FinTech revolution: Interpreting the forces of innovation, disruption, and transformation in financial services.Huang, S.-C., Wu, C.-F., Chiou, C.-C., & Lin, M.-C. (2021). Intelligent fintech data mining by advanced Deep Learning approaches.ICOBench. (2020). ICO Bench. https://icobench.com. Accessed 21 Jan 2021Jiang, J., Liao, L., Wang, Z., & Zhang, X. (2021). Government affiliation and peer-to-peer lending platforms in china.Jonker, N. (2019). What drives the adoption of crypto-payments by online retailers?.Kim, M. (2017). Blockchain technology and the fintech revolution.Kurniawan, R. (2019). Examination of the factors contributing to financial technology adoption in indonesia using technology acceptance model: Case study of peer to peer lending service platform.Lanfranchi, D., & Grassi, L. (2021). Examining insurance companies use of technology for innovation.Langley, P., & Leyshon, A. (2017). The monetary and financial ecologies of crowdfunding.Lee, I., & Shin, Y. (2018). Fintech: Ecosystem, business models, investment decisions, and challenges.Loubere, N. (2017). China’s internet finance boom and tyrannies of inclusion.Mention, A.-L. (2019). The Future of Fintech. Research-Technology Management, 62(4), 59-63. https://doi.org/10.1080/08956308.2019.1613123Miau, S., & Yang, J. M. (2018). Bibliometrics-based evaluation of the Blockchain research trend: 2008-March 2017.Milana, C., & Ashta, A. (2021). Artificial intelligence techniques in finance and financial markets: A survey of the literatura.Mollick, E. (2014). The dynamics of crowdfunding: An exploratory study.Mollick, E., & Robb, A. (2016). Democratizing innovation and capital access: The role of crowdfunding.Nicoletti, B. (2017). Future of FinTech.Omarini, A. (2018). Fintech and the Future of the Payment Landscape: The Mobile Wallet Ecosystem—A Challenge for Retail Banks?Ozili, P. K. (2018). Impact of digital finance on financial inclusion and stability.Pawel, K., Michael, H., & Mika, R. (2021). 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