Cláusulas abusivas en contratación bancaria: doble control de transparencia en España y la Unión Europea

Consumer law has been evolving at an accelerated pace due to the avalanche of lawsuits filed by consumers who have contracted loans that contain unfair terms. The nullity of these clauses—be they accessory or essential elements of the contract—is a doctrinal and jurisprudential reality in Spain, acc...

Full description

Autores:
Rincón-Andreu, Gerard
Tipo de recurso:
Article of journal
Fecha de publicación:
2019
Institución:
Universidad Católica de Colombia
Repositorio:
RIUCaC - Repositorio U. Católica
Idioma:
spa
OAI Identifier:
oai:repository.ucatolica.edu.co:10983/23591
Acceso en línea:
https://hdl.handle.net/10983/23591
Palabra clave:
DERECHO DE CONSUMO
PROTECCIÓN DEL CONSUMIDOR
CLÁUSULAS ABUSIVAS
ELEMENTO ESENCIAL
NULIDAD
EXIGENCIA DE TRANSPARENCIA
CONSUMER LAW
CONSUMER PROTECTION
UNFAIR TERMS
ESSENTIAL ELEMENT
NULLITY
TRANSPARENCY REQUIREMENT
Rights
openAccess
License
Derechos Reservados - Universidad Católica de Colombia, 2019
Description
Summary:Consumer law has been evolving at an accelerated pace due to the avalanche of lawsuits filed by consumers who have contracted loans that contain unfair terms. The nullity of these clauses—be they accessory or essential elements of the contract—is a doctrinal and jurisprudential reality in Spain, according to guidelines that originate from community law. However, in order to declare the nullity of unfair terms that constitute an essential element of a contract, it is not possible to exert control of its content. This extreme condition makes it necessary to study how to overcome the double control of transparency, in order to specify requirements and legal foundations.