Endeudamiento personal: La nueva gestión biopolítica

In this ariticle propose a personal reflection based on the experience of granting a  mortgage and assigning a family subsidy for the purchase of low-income housing in Villavicencio (Colombia) during 2018 and which I continue to amortize to date. For this, I will make an analysis of the phy...

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Autores:
Segura Gutiérrez, José Miguel
Tipo de recurso:
Fecha de publicación:
2021
Institución:
Universidad Santo Tomás
Repositorio:
Universidad Santo Tomás
Idioma:
spa
OAI Identifier:
oai:repository.usta.edu.co:11634/32728
Acceso en línea:
http://revistas.ustatunja.edu.co/index.php/qdisputatae/article/view/2085
http://hdl.handle.net/11634/32728
Palabra clave:
Debt
personal indebtedness
mortage credit and personal reflection
Deuda
endeudamiento personal
crédito hipotecario y reflexión personal
Dette
dette personnelle
crédit hypothécaire et réflexion personnelle
dívida
dívida pessoal
crédito hipotecário e reflex´¨¨¨¨¨ao pessoal
Rights
License
Derechos de autor 2021 Quaestiones Disputatae: temas en debate
Description
Summary:In this ariticle propose a personal reflection based on the experience of granting a  mortgage and assigning a family subsidy for the purchase of low-income housing in Villavicencio (Colombia) during 2018 and which I continue to amortize to date. For this, I will make an analysis of the physical, emotional and collaborative action implications that the acquisition of my own home has had for me, highlightingthe material conditions of the debt and its effects on the debtor, as a product of the prevailing neoliberal regime. This with a view to showing how access to own housing via mortgage credit, ends up inducing the subject towards poverty, as a product of the debt contracted for housing tenure (credit) and the new expenses that must be paid for its maintenance (services public, administration), thus revealinga new urban poverty, whose real and symbolic effects fall on the realization of the life project, sense of protection and care that characterize the human subject, and which undoubtedly from the financial mamagement carried out by the banking, and which is exacerbated by job insecurity.