plan de negocio para la creación de una plataforma tipo «crowdlending» como punto de encuentro entre prestamistas y prestatarios bajo el enfoque «peer to peer» en el Oriente Antioqueño

This business plan is formulated to determine the technical, operational and financial viability of LENDER, a virtual platform type Crowdlending under the peer to peer approach , which will serve as a meeting point between lenders and borrowers to meet financing needs between peers in eastern Antioq...

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Autores:: Gomez-Henao, Daniel Alejandro

Tipo de recurso:: Tesis

Fecha de publicación:: 2020

Institución:: Universidad Católica de Oriente

Repositorio:: Repositorio UCO

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Summary:	This business plan is formulated to determine the technical, operational and financial viability of LENDER, a virtual platform type Crowdlending under the peer to peer approach , which will serve as a meeting point between lenders and borrowers to meet financing needs between peers in eastern Antioquia. Crowdlending is one of the four types of crowdfunding, which is nothing more than a collective and collaborative financing. Acrode a EmprendePyme (s.(f), crowdfunding is an alternative for those who have a project, whatever its scope, and who are looking for financing to be able to carry it out. There are four types of crowdfunding, namely (I) Equity Crowdfunding in which investors receive a stake in the company or project as shareholders, (II) Grant Crowdfunding, which is aimed at solidarity projects, (III) Crowdfunding of loans, also known as crowdlending and in which people as investors lend money, recovering their investment after a period of time plus a percentage of interest and (IV) Crowfunding of rewards, in which people who invest receive a tangible item or service in exchange for their money The platform, as a value proposal, will allow to satisfy natural and legal persons of the region the need to access to credits in a new way; Under a collaborative approach, people as lenders (who, under the attribute of loans, will transact money) and borrowers (who, will be takers of the money borrowed in exchange for the fulfillment of commercial clauses) will be able to meet their personal and business financing needs in a practical, reliable and safe way without having to submit to bureaucratic procedures of the credit institutions, much less to informal credits (exchange houses or "drop by drop").

plan de negocio para la creación de una plataforma tipo «crowdlending» como punto de encuentro entre prestamistas y prestatarios bajo el enfoque «peer to peer» en el Oriente Antioqueño

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