Productos y servicios financieros a gran escala para la microempresa colombiana

This work is based on a previously proposed model by the author; this one aims to the possibility of selling financial products and services on great scale to the microenterprises by commercial banks. This model is also the result of a revision of some part of the available literature related to thi...

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Autores:
Ossa Betancur, Nicolás
Tipo de recurso:
Fecha de publicación:
2005
Institución:
Universidad EAFIT
Repositorio:
Repositorio EAFIT
Idioma:
spa
OAI Identifier:
oai:repository.eafit.edu.co:10784/929
Acceso en línea:
http://hdl.handle.net/10784/929
Palabra clave:
Microempresas
Sistema financiero
Servicios financieros
Colombia
Rights
License
Acceso abierto
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oai_identifier_str oai:repository.eafit.edu.co:10784/929
network_acronym_str REPOEAFIT2
network_name_str Repositorio EAFIT
repository_id_str
dc.title.spa.fl_str_mv Productos y servicios financieros a gran escala para la microempresa colombiana
title Productos y servicios financieros a gran escala para la microempresa colombiana
spellingShingle Productos y servicios financieros a gran escala para la microempresa colombiana
Microempresas
Sistema financiero
Servicios financieros
Colombia
title_short Productos y servicios financieros a gran escala para la microempresa colombiana
title_full Productos y servicios financieros a gran escala para la microempresa colombiana
title_fullStr Productos y servicios financieros a gran escala para la microempresa colombiana
title_full_unstemmed Productos y servicios financieros a gran escala para la microempresa colombiana
title_sort Productos y servicios financieros a gran escala para la microempresa colombiana
dc.creator.fl_str_mv Ossa Betancur, Nicolás
dc.contributor.author.none.fl_str_mv Ossa Betancur, Nicolás
dc.subject.keyword.spa.fl_str_mv Microempresas
Sistema financiero
Servicios financieros
Colombia
topic Microempresas
Sistema financiero
Servicios financieros
Colombia
description This work is based on a previously proposed model by the author; this one aims to the possibility of selling financial products and services on great scale to the microenterprises by commercial banks. This model is also the result of a revision of some part of the available literature related to this subject and a personal contribution of the author. This model proposes that the great commercial banks are the ones called to sell financial products and services to the microenterprises on great scale, implementing microenterprise banking and penetrating this segment of the market or, as it is called in the international marketing slang, doing downscaling. In a previous work, a set of critical variables was identified and was also established the way how these variables must be defined in the commercialization of financial products and financial services to have a considerable increase in the probability of being viable and sustainable in the time. In this report, the second one of three reports related to this subject, the results corresponding to the pre-feasibility study for the project “Financial products and services on great scale for the colombian microenterprise” are analyzed, based on the proposed model and following the methodology for the study of projects of the United Nations Industrial Development Organization (UNIDO).
publishDate 2005
dc.date.issued.none.fl_str_mv 2005-10-15
dc.date.available.none.fl_str_mv 2013-06-28T00:05:28Z
dc.date.accessioned.none.fl_str_mv 2013-06-28T00:05:28Z
dc.type.eng.fl_str_mv workingPaper
info:eu-repo/semantics/workingPaper
dc.type.coarversion.fl_str_mv http://purl.org/coar/version/c_b1a7d7d4d402bcce
dc.type.coar.fl_str_mv http://purl.org/coar/resource_type/c_8042
dc.type.local.spa.fl_str_mv Documento de trabajo de investigación
dc.type.hasVersion.eng.fl_str_mv draft
dc.identifier.uri.none.fl_str_mv http://hdl.handle.net/10784/929
url http://hdl.handle.net/10784/929
dc.language.iso.eng.fl_str_mv spa
language spa
dc.rights.coar.fl_str_mv http://purl.org/coar/access_right/c_abf2
dc.rights.local.spa.fl_str_mv Acceso abierto
rights_invalid_str_mv Acceso abierto
http://purl.org/coar/access_right/c_abf2
dc.coverage.spatial.eng.fl_str_mv Medellín de: Lat: 06 15 00 N degrees minutes Lat: 6.2500 decimal degrees Long: 075 36 00 W degrees minutes Long: -75.6000 decimal degrees
dc.publisher.spa.fl_str_mv Universidad EAFIT
dc.publisher.department.spa.fl_str_mv Escuela de Economía y Finanzas
institution Universidad EAFIT
bitstream.url.fl_str_mv https://repository.eafit.edu.co/bitstreams/b34552d3-d75e-413a-8d00-39db7d9dd762/download
https://repository.eafit.edu.co/bitstreams/895de908-b71f-446b-8da6-0a18a5003f39/download
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repository.name.fl_str_mv Repositorio Institucional Universidad EAFIT
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spelling Medellín de: Lat: 06 15 00 N degrees minutes Lat: 6.2500 decimal degrees Long: 075 36 00 W degrees minutes Long: -75.6000 decimal degrees2013-06-28T00:05:28Z2005-10-152013-06-28T00:05:28Zhttp://hdl.handle.net/10784/929This work is based on a previously proposed model by the author; this one aims to the possibility of selling financial products and services on great scale to the microenterprises by commercial banks. This model is also the result of a revision of some part of the available literature related to this subject and a personal contribution of the author. This model proposes that the great commercial banks are the ones called to sell financial products and services to the microenterprises on great scale, implementing microenterprise banking and penetrating this segment of the market or, as it is called in the international marketing slang, doing downscaling. In a previous work, a set of critical variables was identified and was also established the way how these variables must be defined in the commercialization of financial products and financial services to have a considerable increase in the probability of being viable and sustainable in the time. In this report, the second one of three reports related to this subject, the results corresponding to the pre-feasibility study for the project “Financial products and services on great scale for the colombian microenterprise” are analyzed, based on the proposed model and following the methodology for the study of projects of the United Nations Industrial Development Organization (UNIDO).Este trabajo se fundamenta en un modelo propuesto previamente por el autor mediante el cual los bancos comerciales pueden vender productos y servicios financieros a gran escala a la microempresa. El planteamiento de dicho modelo es a su vez el resultado de la revisión de alguna parte de la literatura disponible en relación con el tema y de un aporte personal. El modelo parte de la base de que es la banca comercial grande la llamada a vender los productos y servicios financieros a gran escala a la microempresa implementando la banca microempresarial y penetrando este segmento de mercado o, como se dice en la jerga mercadotécnica internacional, haciendo downscaling. En el trabajo previo se identificó un conjunto de variables críticas y se planteó cómo ellas deben ser definidas para aumentar considerablemente la probabilidad de que la venta de productos y servicios financieros a gran escala a la microempresa sea viable y sostenible en el tiempo. En este informe, el segundo de tres alrededor del tema, se analiza los resultados correspondientes al Estudio de pre-factibilidad para el proyecto “Productos y servicios financieros a gran escala para la microempresa colombiana”, a la luz del modelo propuesto y siguiendo la metodología para el estudio de proyectos de la organización de las Naciones Unidas para el Desarrollo Industrial (ONUDI.spaUniversidad EAFITEscuela de Economía y FinanzasProductos y servicios financieros a gran escala para la microempresa colombianaworkingPaperinfo:eu-repo/semantics/workingPaperDocumento de trabajo de investigacióndrafthttp://purl.org/coar/version/c_b1a7d7d4d402bccehttp://purl.org/coar/resource_type/c_8042Acceso abiertohttp://purl.org/coar/access_right/c_abf2MicroempresasSistema financieroServicios financierosColombiaOssa Betancur, Nicolásnossa@eafit.edu.coORIGINAL2005_5_Nicolas_Ossa.pdf2005_5_Nicolas_Ossa.pdfapplication/pdf2027568https://repository.eafit.edu.co/bitstreams/b34552d3-d75e-413a-8d00-39db7d9dd762/download084b7c36632693924826bbba5d45e5d9MD51LICENSElicense.txtlicense.txttext/plain; charset=utf-8968https://repository.eafit.edu.co/bitstreams/895de908-b71f-446b-8da6-0a18a5003f39/download4cc960a42e07fca3808fbd6b90ab2a1fMD5210784/929oai:repository.eafit.edu.co:10784/9292024-03-05 14:06:23.446open.accesshttps://repository.eafit.edu.coRepositorio Institucional Universidad EAFITrepositorio@eafit.edu.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