Productos y servicios financieros a gran escala para la microempresa colombiana
This work is based on a previously proposed model by the author; this one aims to the possibility of selling financial products and services on great scale to the microenterprises by commercial banks. This model is also the result of a revision of some part of the available literature related to thi...
- Autores:
-
Ossa Betancur, Nicolás
- Tipo de recurso:
- Fecha de publicación:
- 2005
- Institución:
- Universidad EAFIT
- Repositorio:
- Repositorio EAFIT
- Idioma:
- spa
- OAI Identifier:
- oai:repository.eafit.edu.co:10784/929
- Acceso en línea:
- http://hdl.handle.net/10784/929
- Palabra clave:
- Microempresas
Sistema financiero
Servicios financieros
Colombia
- Rights
- License
- Acceso abierto
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dc.title.spa.fl_str_mv |
Productos y servicios financieros a gran escala para la microempresa colombiana |
title |
Productos y servicios financieros a gran escala para la microempresa colombiana |
spellingShingle |
Productos y servicios financieros a gran escala para la microempresa colombiana Microempresas Sistema financiero Servicios financieros Colombia |
title_short |
Productos y servicios financieros a gran escala para la microempresa colombiana |
title_full |
Productos y servicios financieros a gran escala para la microempresa colombiana |
title_fullStr |
Productos y servicios financieros a gran escala para la microempresa colombiana |
title_full_unstemmed |
Productos y servicios financieros a gran escala para la microempresa colombiana |
title_sort |
Productos y servicios financieros a gran escala para la microempresa colombiana |
dc.creator.fl_str_mv |
Ossa Betancur, Nicolás |
dc.contributor.author.none.fl_str_mv |
Ossa Betancur, Nicolás |
dc.subject.keyword.spa.fl_str_mv |
Microempresas Sistema financiero Servicios financieros Colombia |
topic |
Microempresas Sistema financiero Servicios financieros Colombia |
description |
This work is based on a previously proposed model by the author; this one aims to the possibility of selling financial products and services on great scale to the microenterprises by commercial banks. This model is also the result of a revision of some part of the available literature related to this subject and a personal contribution of the author. This model proposes that the great commercial banks are the ones called to sell financial products and services to the microenterprises on great scale, implementing microenterprise banking and penetrating this segment of the market or, as it is called in the international marketing slang, doing downscaling. In a previous work, a set of critical variables was identified and was also established the way how these variables must be defined in the commercialization of financial products and financial services to have a considerable increase in the probability of being viable and sustainable in the time. In this report, the second one of three reports related to this subject, the results corresponding to the pre-feasibility study for the project “Financial products and services on great scale for the colombian microenterprise” are analyzed, based on the proposed model and following the methodology for the study of projects of the United Nations Industrial Development Organization (UNIDO). |
publishDate |
2005 |
dc.date.issued.none.fl_str_mv |
2005-10-15 |
dc.date.available.none.fl_str_mv |
2013-06-28T00:05:28Z |
dc.date.accessioned.none.fl_str_mv |
2013-06-28T00:05:28Z |
dc.type.eng.fl_str_mv |
workingPaper info:eu-repo/semantics/workingPaper |
dc.type.coarversion.fl_str_mv |
http://purl.org/coar/version/c_b1a7d7d4d402bcce |
dc.type.coar.fl_str_mv |
http://purl.org/coar/resource_type/c_8042 |
dc.type.local.spa.fl_str_mv |
Documento de trabajo de investigación |
dc.type.hasVersion.eng.fl_str_mv |
draft |
dc.identifier.uri.none.fl_str_mv |
http://hdl.handle.net/10784/929 |
url |
http://hdl.handle.net/10784/929 |
dc.language.iso.eng.fl_str_mv |
spa |
language |
spa |
dc.rights.coar.fl_str_mv |
http://purl.org/coar/access_right/c_abf2 |
dc.rights.local.spa.fl_str_mv |
Acceso abierto |
rights_invalid_str_mv |
Acceso abierto http://purl.org/coar/access_right/c_abf2 |
dc.coverage.spatial.eng.fl_str_mv |
Medellín de: Lat: 06 15 00 N degrees minutes Lat: 6.2500 decimal degrees Long: 075 36 00 W degrees minutes Long: -75.6000 decimal degrees |
dc.publisher.spa.fl_str_mv |
Universidad EAFIT |
dc.publisher.department.spa.fl_str_mv |
Escuela de Economía y Finanzas |
institution |
Universidad EAFIT |
bitstream.url.fl_str_mv |
https://repository.eafit.edu.co/bitstreams/b34552d3-d75e-413a-8d00-39db7d9dd762/download https://repository.eafit.edu.co/bitstreams/895de908-b71f-446b-8da6-0a18a5003f39/download |
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repository.name.fl_str_mv |
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spelling |
Medellín de: Lat: 06 15 00 N degrees minutes Lat: 6.2500 decimal degrees Long: 075 36 00 W degrees minutes Long: -75.6000 decimal degrees2013-06-28T00:05:28Z2005-10-152013-06-28T00:05:28Zhttp://hdl.handle.net/10784/929This work is based on a previously proposed model by the author; this one aims to the possibility of selling financial products and services on great scale to the microenterprises by commercial banks. This model is also the result of a revision of some part of the available literature related to this subject and a personal contribution of the author. This model proposes that the great commercial banks are the ones called to sell financial products and services to the microenterprises on great scale, implementing microenterprise banking and penetrating this segment of the market or, as it is called in the international marketing slang, doing downscaling. In a previous work, a set of critical variables was identified and was also established the way how these variables must be defined in the commercialization of financial products and financial services to have a considerable increase in the probability of being viable and sustainable in the time. In this report, the second one of three reports related to this subject, the results corresponding to the pre-feasibility study for the project “Financial products and services on great scale for the colombian microenterprise” are analyzed, based on the proposed model and following the methodology for the study of projects of the United Nations Industrial Development Organization (UNIDO).Este trabajo se fundamenta en un modelo propuesto previamente por el autor mediante el cual los bancos comerciales pueden vender productos y servicios financieros a gran escala a la microempresa. El planteamiento de dicho modelo es a su vez el resultado de la revisión de alguna parte de la literatura disponible en relación con el tema y de un aporte personal. El modelo parte de la base de que es la banca comercial grande la llamada a vender los productos y servicios financieros a gran escala a la microempresa implementando la banca microempresarial y penetrando este segmento de mercado o, como se dice en la jerga mercadotécnica internacional, haciendo downscaling. En el trabajo previo se identificó un conjunto de variables críticas y se planteó cómo ellas deben ser definidas para aumentar considerablemente la probabilidad de que la venta de productos y servicios financieros a gran escala a la microempresa sea viable y sostenible en el tiempo. En este informe, el segundo de tres alrededor del tema, se analiza los resultados correspondientes al Estudio de pre-factibilidad para el proyecto “Productos y servicios financieros a gran escala para la microempresa colombiana”, a la luz del modelo propuesto y siguiendo la metodología para el estudio de proyectos de la organización de las Naciones Unidas para el Desarrollo Industrial (ONUDI.spaUniversidad EAFITEscuela de Economía y FinanzasProductos y servicios financieros a gran escala para la microempresa colombianaworkingPaperinfo:eu-repo/semantics/workingPaperDocumento de trabajo de investigacióndrafthttp://purl.org/coar/version/c_b1a7d7d4d402bccehttp://purl.org/coar/resource_type/c_8042Acceso abiertohttp://purl.org/coar/access_right/c_abf2MicroempresasSistema financieroServicios financierosColombiaOssa Betancur, Nicolás6fbee041-51a7-4e24-a269-2ff8a42c9b4b-1nossa@eafit.edu.coORIGINAL2005_5_Nicolas_Ossa.pdf2005_5_Nicolas_Ossa.pdfapplication/pdf2027568https://repository.eafit.edu.co/bitstreams/b34552d3-d75e-413a-8d00-39db7d9dd762/download084b7c36632693924826bbba5d45e5d9MD51LICENSElicense.txtlicense.txttext/plain; charset=utf-8968https://repository.eafit.edu.co/bitstreams/895de908-b71f-446b-8da6-0a18a5003f39/download4cc960a42e07fca3808fbd6b90ab2a1fMD5210784/929oai:repository.eafit.edu.co:10784/9292024-12-04 11:49:05.347open.accesshttps://repository.eafit.edu.coRepositorio Institucional Universidad EAFITrepositorio@eafit.edu.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 |