Financial structure of microenterprise in Colombia

The study of microenterprise in Colombia is very important. Its contribution to the product, the employment and the distribution of the income, sustains it. The objective of this article is to analyze the financial structure of Colombian microenterprises. The epistemological approach is the empirica...

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Autores:
Medina Portillo, Rafael
Fernánde Hernández, Lissette
Crissien Borrero, Tito José
Montoya Alvear, Luis
Velandia J, Gabriel
Tipo de recurso:
Article of journal
Fecha de publicación:
2018
Institución:
Corporación Universidad de la Costa
Repositorio:
REDICUC - Repositorio CUC
Idioma:
eng
OAI Identifier:
oai:repositorio.cuc.edu.co:11323/3305
Acceso en línea:
https://hdl.handle.net/11323/3305
https://repositorio.cuc.edu.co/
Palabra clave:
Bank credit
Financial structure
Guarantees
Microenterprise
Self-financing
Crédito bancario
Estructura financiera
Garantías
Microempresa
Autofinanciamiento.
Rights
openAccess
License
Attribution-NonCommercial-ShareAlike 4.0 International
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repository_id_str
dc.title.spa.fl_str_mv Financial structure of microenterprise in Colombia
dc.title.translated.spa.fl_str_mv Estructura financiera de la microempresa colombiana
title Financial structure of microenterprise in Colombia
spellingShingle Financial structure of microenterprise in Colombia
Bank credit
Financial structure
Guarantees
Microenterprise
Self-financing
Crédito bancario
Estructura financiera
Garantías
Microempresa
Autofinanciamiento.
title_short Financial structure of microenterprise in Colombia
title_full Financial structure of microenterprise in Colombia
title_fullStr Financial structure of microenterprise in Colombia
title_full_unstemmed Financial structure of microenterprise in Colombia
title_sort Financial structure of microenterprise in Colombia
dc.creator.fl_str_mv Medina Portillo, Rafael
Fernánde Hernández, Lissette
Crissien Borrero, Tito José
Montoya Alvear, Luis
Velandia J, Gabriel
dc.contributor.author.spa.fl_str_mv Medina Portillo, Rafael
Fernánde Hernández, Lissette
Crissien Borrero, Tito José
Montoya Alvear, Luis
Velandia J, Gabriel
dc.subject.spa.fl_str_mv Bank credit
Financial structure
Guarantees
Microenterprise
Self-financing
Crédito bancario
Estructura financiera
Garantías
Microempresa
Autofinanciamiento.
topic Bank credit
Financial structure
Guarantees
Microenterprise
Self-financing
Crédito bancario
Estructura financiera
Garantías
Microempresa
Autofinanciamiento.
description The study of microenterprise in Colombia is very important. Its contribution to the product, the employment and the distribution of the income, sustains it. The objective of this article is to analyze the financial structure of Colombian microenterprises. The epistemological approach is the empirical-inductive. Research design: non-experimental field. Type of descriptive and transectional study. Technique used: the survey. Instrument: questionnaire applied to owners or directors of 1601 microenterprises located in Bogotá, Medellín, Cali and Barranquilla. Among the results, the financial structure has its own or family savings as a source of financing, followed by banks and financial institutions, supplier and government.
publishDate 2018
dc.date.issued.none.fl_str_mv 2018-02-20
dc.date.accessioned.none.fl_str_mv 2019-05-13T14:49:20Z
dc.date.available.none.fl_str_mv 2019-05-13T14:49:20Z
dc.type.spa.fl_str_mv Artículo de revista
dc.type.coar.fl_str_mv http://purl.org/coar/resource_type/c_2df8fbb1
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dc.identifier.instname.spa.fl_str_mv Corporación Universidad de la Costa
dc.identifier.reponame.spa.fl_str_mv REDICUC - Repositorio CUC
dc.identifier.repourl.spa.fl_str_mv https://repositorio.cuc.edu.co/
identifier_str_mv 10121587
Corporación Universidad de la Costa
REDICUC - Repositorio CUC
url https://hdl.handle.net/11323/3305
https://repositorio.cuc.edu.co/
dc.language.iso.none.fl_str_mv eng
language eng
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dc.publisher.spa.fl_str_mv Universidad de la Costa
institution Corporación Universidad de la Costa
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spelling Medina Portillo, RafaelFernánde Hernández, LissetteCrissien Borrero, Tito JoséMontoya Alvear, LuisVelandia J, Gabriel2019-05-13T14:49:20Z2019-05-13T14:49:20Z2018-02-2010121587https://hdl.handle.net/11323/3305Corporación Universidad de la CostaREDICUC - Repositorio CUChttps://repositorio.cuc.edu.co/The study of microenterprise in Colombia is very important. Its contribution to the product, the employment and the distribution of the income, sustains it. The objective of this article is to analyze the financial structure of Colombian microenterprises. The epistemological approach is the empirical-inductive. Research design: non-experimental field. Type of descriptive and transectional study. Technique used: the survey. Instrument: questionnaire applied to owners or directors of 1601 microenterprises located in Bogotá, Medellín, Cali and Barranquilla. Among the results, the financial structure has its own or family savings as a source of financing, followed by banks and financial institutions, supplier and government.El estudio de la microempresa en Colombia es muy importante. Su aporte al producto, el empleo y la distribución de los ingresos, lo sustenta. El objetivo de este artículo es analizar la estructura financiera de las microempresas colombianas. El enfoque epistemológico es el empírico-inductivo. Diseño de la investigación: campo no experimental. Tipo de estudio descriptivo y transeccional. Técnica utilizada: la encuesta. Instrumento: cuestionario aplicado a propietarios o directores de 1601 microempresas ubicadas en Bogotá, Medellín, Cali y Barranquilla. Entre los resultados, la estructura financiera tiene ahorros propios o familiares como fuente de financiamiento, seguidos por los bancos e instituciones financieras, proveedores y el gobierno.Medina Portillo, Rafael-570f026f-9fa1-47bd-b59b-2027730b5592-0Fernánde Hernández, Lissette-9ec6b7ff-f8cf-4d44-ba79-fd2f21ab2902-0Crissien Borrero, Tito José-will be generated-orcid-0000-0002-7459-7941-0Montoya Alvear, Luis-0f4b0153-c778-483f-8ec0-e064f60117bb-0Velandia J, Gabriel-0a4a97e6-ad79-4c02-8797-247234d1c312-0engUniversidad de la CostaAttribution-NonCommercial-ShareAlike 4.0 Internationalhttp://creativecommons.org/licenses/by-nc-sa/4.0/info:eu-repo/semantics/openAccesshttp://purl.org/coar/access_right/c_abf2Bank creditFinancial structureGuaranteesMicroenterpriseSelf-financingCrédito bancarioEstructura financieraGarantíasMicroempresaAutofinanciamiento.Financial structure of microenterprise in ColombiaEstructura financiera de la microempresa colombianaArtículo de revistahttp://purl.org/coar/resource_type/c_6501http://purl.org/coar/resource_type/c_2df8fbb1Textinfo:eu-repo/semantics/articlehttp://purl.org/redcol/resource_type/ARTinfo:eu-repo/semantics/acceptedVersionPublicationORIGINALFINANCIAL STRUCTURE OF MICROENTERPRISE IN COLOMBIA.pdfFINANCIAL STRUCTURE OF MICROENTERPRISE IN COLOMBIA.pdfapplication/pdf179812https://repositorio.cuc.edu.co/bitstreams/99aa336c-78b8-47ea-9930-180260f1b583/downloade3618ef8756fd90358e0fb7f37bcffa7MD51CC-LICENSElicense_rdflicense_rdfapplication/rdf+xml; charset=utf-81031https://repositorio.cuc.edu.co/bitstreams/829e68b1-f593-4bb9-97ae-b6f2113ddbc2/download934f4ca17e109e0a05eaeaba504d7ce4MD52LICENSElicense.txtlicense.txttext/plain; charset=utf-81748https://repositorio.cuc.edu.co/bitstreams/a076fb61-5c97-4ca2-a8fd-96a854a3a5cb/download8a4605be74aa9ea9d79846c1fba20a33MD53THUMBNAILFINANCIAL STRUCTURE OF MICROENTERPRISE IN COLOMBIA.pdf.jpgFINANCIAL STRUCTURE OF MICROENTERPRISE IN COLOMBIA.pdf.jpgimage/jpeg36057https://repositorio.cuc.edu.co/bitstreams/75325458-3566-4d7c-b938-8ae3bd427a98/download4faf585671e86e621392d8d41ea67794MD55TEXTFINANCIAL STRUCTURE OF MICROENTERPRISE IN COLOMBIA.pdf.txtFINANCIAL STRUCTURE OF MICROENTERPRISE IN COLOMBIA.pdf.txttext/plain1030https://repositorio.cuc.edu.co/bitstreams/9b96a1d6-ca55-4ecd-bf93-7d5646ae83de/download2745c8c7c50ae9da0e37bd28fdf5d889MD5611323/3305oai:repositorio.cuc.edu.co:11323/33052024-09-17 12:47:32.311http://creativecommons.org/licenses/by-nc-sa/4.0/Attribution-NonCommercial-ShareAlike 4.0 Internationalopen.accesshttps://repositorio.cuc.edu.coRepositorio de la Universidad de la Costa CUCrepdigital@cuc.edu.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